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Financial Services

Short Term Card Loan(Cash Advance)

  • Credit card PIN registration is required to use Short Term Card Loan(Cash Advance).
  • Service channels & hours
    단기카드대출 이용장소 및 이용시간 내용입니다
    Service Channels Service Hours Remark
    Mobile App / Internet 00:30 ~ 23:40 (365 days)
    ARS 00:30 ~ 23:40 (365 days)
    CD/ATM On-us 24 hours (365 days)
    Off-us/Post Office 07:00 ~ 23:30 (365 days) Fee: 600 ~ 1,300 won/trx (Fee waiver for certain alliance ATMs)
    Nautilus Hyosung/NICE/HANNET/Korea Seven 24 hours (365 days)

    Short Term Card Loan may be limited due to system check-ups/errors.

Overseas Short Term Card Loan(Cash Advance)

  • Short Term Card Loan is available worldwide at Citibank, Visa/Plus or Master/Cirrus-branded CD/ATMs.

    Short Term Card Loan may be limited due to system check-ups/errors.

  • Korean language service is provided at Citibank CD/ATM.
  • Short Term Card Loan(Cash Advance) limit
    • Cash line is the limit of Short Term Card Loan within customer's total spending limit to allow to spend credit granting period by due date and can be adjusted according to bank's internal criteria without customer's consent. Note that cash amount may be limited for Short Term Card Loan via CD/ATM
      한국어 서비스지원되는 해외카드 내용입니다.
      Service type Limit per transaction Limit per day(Business days/ Holidays) Remarks
      Short Term Card Loan - Withdrawal
      • Cash: 1 million won
      • Check: 20 pages (Cash + check: 2 million won)
      6 million won Within Short Term Card Loan limit
      Short Term Card Loan - Deposit
      • On-us account: No cap
      • Off-us account: 6 million won
      No cap

      On-us CD/ATM usage date basis

    • Overseas Short Term Card Loan line is same as domestic Short Term Card Loan line unless requested otherwise by the customer.
    • Short Term Card Loan line inquiry is available via bill statement, internet and CitiPhone.

Short Term Card Loan Fee(Cash Advance)

  • Click for credit card fee detail
  • Short Term Card Loan interest: Short Term Card Loan amount x Fee rate / 365 x days using Short Term Card Loan (1 day Short Term Card Loan interest will be charged when customers pay off Short Term Card Loan at transaction date and fee rate depends on customers' credit rating.)
    View Annual Percentage Rate
  • CD/ATM usage fee: 600 ~ 1,300 won/trx (Fee waiver for on-us and certain alliance CD/ATMs)
  • Overseas usage fee will be charged additionally for overseas Short Term Card Loan. Note that it will be waived for overseas Short Term Card Loan thru CD/ATM in worldwide citibank.