Customer Center
Credit Cards
View Annual Percentage Rate by product
- (Unit: An annual rate %)
Short-term card loan |
Equal payment plan | Long-term card loan |
*Partial Payment Transfer Agreement | Effective date | |
---|---|---|---|---|---|
Retail sales | Short-term card loan |
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7.90~19.90 | 7.70~19.90 | 6.90~19.90 | 6.90~19.90 | 7.90~19.90 | 2021.07.07 |
- Retail sales REVO rates will range from 6.90% to 19.90%, and short-term card loan REVO rates from 7.90% to 19.90% same as short-term card loan rates.
- Delinquency interest rates (contractual interest rate + up to 3% per annum) are calculated based on interest rates applied to non-delinquent transactions (differs by customer and by product), and are set below the interest rate ceiling stipulated by law.
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∗ For products without predefined contractual interest rates: Delinquency on retail transactions will incur interests under the two-month, non-free EPP (equal payment plan) rate effective as of the point of sales; and delinquency on free EPP transactions will incur interests under the non-free EPP rate for the same number of months as the payment period selected by the customer, effective as of the point of sales.
- Fees are applied depending on credit ratings of cardholders, and subject to change on a regular basis.
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