본문 바로가기 GNB 메뉴 바로가기 하단 메뉴 바로가기
  • 글씨크기
Customer Center

Credit Cards

View Annual Percentage Rate by product

  • (Unit: An annual rate %)
Short-term
card loan
Equal payment plan Long-term
card loan
*Partial Payment Transfer Agreement Effective date
Retail sales Short-term
card loan
7.90~19.90 7.70~19.90 6.90~19.90 6.90~19.90 7.90~19.90 2021.07.07
  • Retail sales REVO rates will range from 6.90% to 19.90%, and short-term card loan REVO rates from 7.90% to 19.90% same as short-term card loan rates.
  • Delinquency interest rates (contractual interest rate + up to 3% per annum) are calculated based on interest rates applied to non-delinquent transactions (differs by customer and by product), and are set below the interest rate ceiling stipulated by law.
      For products without predefined contractual interest rates: Delinquency on retail transactions will incur interests under the two-month, non-free EPP (equal payment plan) rate effective as of the point of sales; and delinquency on free EPP transactions will incur interests under the non-free EPP rate for the same number of months as the payment period selected by the customer, effective as of the point of sales.
  • Fees are applied depending on credit ratings of cardholders, and subject to change on a regular basis.
  • Legacy KorAm BC card service rates Click Here